As a skilled contractor operating in the state of Vermont, the type of work you do determines the kind of insurance you need to financially protect yourself.

Contractors face unique and sometimes dangerous risks everyday on the job. If something can go wrong on a job site, chances are it will. Unfortunately you do not know what will go wrong or when it will happen. A well designed Vermont Contractors Insurance portfolio through Holden Insurance can provide the necessary insurance products to cover you for the features of your business. Whether you are an artisan contractor or a construction contractor, you want to be sure you are not paying for coverage you don’t need. More importantly, you don’t want to jeopardize your livelihood by not having the right insurance.

Contractors insurance should protect the hazards of your trade. For example, if you  have commercial vehicles a business auto policy should be part of the package. Liability insurance in the form of general liability and professional liability can provide protection against any claims you become legally responsible for. Commercial property insurance will provide the coverage for your buildings and business personal property. If you have employees, then you will need to purchase workers compensation insurance. Some of the coverages for contractors insurance can be bundled in the form of a BOP or Business Owners Policy. The BOP expands the policy to cover other risks business owners face.

We understand that you may have questions about the options available. We invite you to speak with one of our commercial insurance specialists. They can walk you through the insurance shopping process so you can make an informed decision about the contractors insurance coverage that is right for your Vermont company. Request a free insurance cost review today!