For the Weekend Warrior, Casual Rider, or Hardcore Biker

People who own a motorcycle understand it is a way of life. A Vermont motorcycle insurance policy is custom tailored to include feature coverage you require when protecting your bike, yourself and your rider. At Holden Insurance we offer a choice of competitive rates and convenient payment plans from reputable insurance carriers. We can help you find the discounts you qualify for and help you select the right coverage for your budget, so you can ride confidently knowing you and your bike are protected from a financial loss.

Motorcycle Insurance VT

A Vermont motorcycle insurance policy can include optional custom parts and equipment. This coverage can be added to provide protection for accessories and ‘extras’, such as a sidecar or custom paint job, that exceed $1,000 in value. Custom parts and accessories are covered up to $1,000 under the comprehensive coverage. A list of basic motorcycle insurance coverage can be found below.

Historic Route 66 (a.k.a. Will Rogers Highway, Main Street of America, Mother Road), now decommissioned, was a 2,448 mile highway stretching from Chicago, IL to Santa Monica, CA.

  • Motorcycling is a way of life

Basic Vermont Motorcycle Insurance Coverage

Bodily Injury Liability – This coverage applies if you are considered at-fault for damage or injury to a third party, up to the policy limits you are insured for.

Property Damage Liability – This coverage pays for the cost to repair or replace property of others you damage in an accident, such as another motorcycle, telephone pole or fence, up to the limit listed on your policy.

Medical Payments – No matter who is at fault, this coverage pays the cost of reasonable and necessary medical treatment provided to you in the event of an accident.

Guest Passenger Liability – Protection for passengers who share a ride with you.

Uninsured & Underinsured Motorist – When an accident is not your fault, the uninsured coverage reimburses you for damages you are legally entitled to recover for bodily injury or damages caused by someone who has no insurance or a hit-and-run driver. The underinsured coverage comes into play when the other party’s insurance is not enough to cover your losses.

Comprehensive – Subject to a deductible, this covers damage to your motorcycle caused by an event other than collision, such as fire or theft.

Collision – Also subject to a deductible, the collision coverage pays for damages to your motorcycle if it collides with another motorcycle, vehicle or object.

If you are looking for motorcycle insurance in Middlebury VT, Brandon VT, Rutland VT or any of the surrounding towns, we invite you to consult with one of our personal insurance specialists.