Vermont Homeowners Insurance

Looking for more than an affordable homeowners insurance plan?

We can help. Our Vermont home insurance specialists can shop top carriers to find you the best options on coverage and cost. Request a free insurance cost review and find out how we can make a difference for you.

Home Insurance Cover

A Vermont homeowners insurance policy will cover your dwelling & other structures, your personal possessions, and living expenses you incur in the event of a covered loss resulting in full or partial damage. A covered loss could be damage caused by fire, lightning, windstorm, hail, vandalism or theft. The traditional home insurance policy also provides liability protection in the event you become liable for injuries or property damage to others.

The traditional Vermont homeowners insurance policy does not cover mobile homes or condominiums. You need to purchase specialized coverage to protect these types of investments. Coverage limitations can apply if your home is unoccupied or rented to others. The best solution is to purchase dwelling fire insurance.

Affordable Vermont Homeowners Insurance - get cost options from Holden Insurance

There’s No Place Like a Secure Home

You purchase a house, and make it your home. Homeowners insurance is designed to protect your most treasured investment. So how do you know if you have the correct coverage? Some people believe just because they pay a lot for their homeowners insurance premium must mean they are covered for everything. This is not always the case. You can have the security of Vermont homeowners insurance coverage at a cost you can afford when you consult with the home insurance specialists at Holden Insurance.

Home insurance is about financially protecting yourself against the unexpected.

  • If your home was destroyed by a fire, you would need money to replace it and satisfy your mortgage obligation.
  • If a guest or stranger was injured while on your property, you would be responsible for paying damages and medical expenses.
  • If a tree fell on your garage, it could cost thousands of dollars to make the necessary repairs.

Valuable Personal Property

The standard insurance contract places a limit on the amount a company will pay for loss of some types of valuable personal property, such as jewelry, coins and collectibles. Scheduling the items separately on the policy will provide the broadest financial protection. Here is a short list of items that can be scheduled:

  • Diamond Engagement and Wedding Bands
  • Camera Equipment
  • Coins and other Collectibles
  • Fine China and Silver
  • Valuable Artwork
  • Pearls and other valuable Jewelry

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To find out more about your Vermont Homeowners Insurance options, consult with one of our personal insurance specialists today!